Dental & Vision

Care for smiles and sight—bundled or on their own

Dental and vision plans are among the most-used benefits after medical. They encourage routine visits that help avoid bigger costs later, and they are often structured as employer-paid core coverage, voluntary buy-up, or a mix.

Why employers add dental & vision

These lines complement major medical: they cover different providers and claim types, but together they form a benefits story that helps recruiting and retention without always increasing medical premiums.

Dental coverage highlights

  • Preventive visits (cleanings, exams) often covered at high levels
  • Basic and major services subject to plan coinsurance and annual maximums
  • Orthodontia may be available for children or adults depending on the plan

Vision coverage highlights

  • Routine eye exams and allowances for lenses or contacts
  • Frame allowances or discounts; network optometrists and retail partners
  • Medical eye issues may still route through medical—plans explain what counts where

Funding options

You might fully sponsor dental and vision, split costs with employees, or offer voluntary programs with 100% employee-paid premiums. We’ll align the approach with your compensation philosophy and participation goals.

  • Tiered options (e.g. core + buy-up) for different family needs
  • Coordination with HSAs/FSAs where applicable

Waiting periods, missing tooth clauses, and network steerage vary by contract. We walk through the fine print that matters so there are fewer surprises at claim time.

Explore more services

Add or upgrade dental & vision

Tell us whether you need standalone plans or a package layered with your medical offering.